Being hurt in a car accident is made worse when the other driver does not have any insurance to cover the losses they caused to you. In a situation like this, you need a skilled Andover uninsured motorist accident lawyer who is ready and capable of helping you get the compensation you are owed. Our Andover car accident lawyer at DiBella Law is ready to help you every step of the way.
Defining Uninsured Motorists in Andover
Damages may include all of the losses you have, including medical bills, lost time at work, and pain and suffering. You are not alone in this situation if someone causes an accident and does not have insurance in place. Let a Andover personal injury lawyer at DiBella Law provide you with the legal options to seek out compensation.
State law mandates that individuals who are operating a vehicle maintain liability insurance, a type of financial product that protects other people from the mistakes that the driver makes that lead to accidents and injury. Uninsured motorist accidents occur when the at-fault driver does not have the insurance coverage that is required by law. When this happens, it could make it hard for the victim to recover damages.
In every situation, our goal is to ensure that our clients receive fair compensation for their losses, even when dealing with an uninsured driver. In a situation like this, there is no insurance company initially to pursue to receive liability damage compensation. With the help of our Andover uninsured motorist accident attorney, we can still seek compensation from those responsible.
Give us a call today to discover how we can assist you.
What to Do After an Uninsured Motorist Accident Leaves You Hurting
Your goal should be to focus on your recovery and continuing to heal. Let an uninsured motorist accident lawyer in Andover, MA, help you navigate what comes next, and with our experience, we will give you insight into all of your options. There are numerous potential steps that may be available in your case, depending on the situation.
Our goal is to first meet with you to discuss your accident with you. Your uninsured motorist accident attorney in Andover, MA, at DiBella Law, will answer your questions during an initial consultation and give you some insight into your options. This is also a great time for you to gain insight into our law firm and the services we offer.
Once you have some information about what occurred in your case, we can then begin to work on creating a plan to seek compensation for you. There are numerous ways we can do that, depending on the facts in your case. Consider three options that tend to be effective in recovering damages after an accident like this.
Seek Coverage from Your Insurance Company
If you have an uninsured motorist policy, your insurance company should pay for some of the losses you have, up to the amount of coverage you have. If the other driver does not have any insurance coverage, your policy can be an important first step in recovering some of the losses you have. However, because these policies tend to have limited coverage, it may not be enough to cover all of your losses.
Pursuing Legal Action Against the Negligent Party
The second step is often to seek compensation from the at-fault driver by filing a lawsuit against them. Even if they do not have insurance coverage, they are still responsible for the losses they caused you, and a personal injury lawsuit can help you recover. If the at-fault party has assets, we can seek to liquidate those assets to cover the costs they have caused you.
Seek Out Other Parties Responsible
In addition to this, our attorneys will also seek out compensation from other motorists who may be at fault for the injuries you have as well. This could be the employer of the driver if it were a company car, the owner of the vehicle if that was not the driver, or others involved. After looking at the details of your case, we will be exhaustive in searching for compensation that aligns with your situation.
Does the Other Driver Not Have Enough Insurance Coverage?
Also note that in some situations, the at-fault party may have some liability coverage, but it may not be enough to cover all of your losses. In this situation, you may have an underinsured motorist policy that could help to cover some of those losses up to the value of the policy. Your insurance company may be responsible for those losses in these situations, and an uninsured motorist accident lawyer in Andover, MA, can help you find out.
Your Insurance Company Is Not Always Easy to Deal With
The reason you purchase uninsured motorist coverage is to help in situations like this, but that is not what often happens. Insurance companies – who are profit-focused companies – do not want to pay out more than they have to do so in any accident claim, even for their own policyholder. Some of the problems that we often run into with insurance companies include:
- Denying claims for lack of coverage or limitations on the policy
- Limiting claims based on the type of accident or the damage present
- Denying enough coverage for all types of losses you suffered
If the insurance company is not being fair to you, let an uninsured motorist accident attorney in Andover, MA, help you manage the situation with better results. We can work to ensure your insurance company adequately pays you the compensation you are owed, relieving your frustrations along the way. Let our team go to work for you right away.
We've offered crucial support and guidance to individuals who have suffered injuries, ensuring their financial and emotional well-being.
Set Up a Consultation with an Andover Uninsured Motorist Accident Attorney Today
You can depend on DiBella Law to provide you with exceptional legal service and aggressive protection of your rights in these difficult situations. The first step is to set up a free, no-obligation consultation with an Andover uninsured motorist accident lawyer to discuss your case in full and learn what your options are. Reach out to our attorneys now for a free consultation by calling our office.
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