Car accidents can forever change the lives of victims and their families. After a wreck caused by a negligent driver, explore your options for financial recovery with an experienced Andover car accident attorney. Under certain conditions, you may have a claim for compensation against the at-fault driver.
At DiBella Law Offices, P.C., we offer personal attention to each case we handle. We take the time to listen to our clients and understand their individual needs. If you are unsure about your options after a crash, our Andover personal injury lawyer can tell you if you have a case and what damages you may be entitled to claim. Call us today for a free legal consultation.
Experienced Lawyers Representing Andover Car Accident Victims
Car crashes have become a fact of life in our world today. No matter how carefully you drive, it’s impossible to control the actions of other drivers. According to the National Safety Council (NSC), 46,000 died in preventable motor vehicle accidents in 2022.
Andover is located 23 miles north of Boston. The commute from Andover to Boston or back, which should take 45 minutes, will likely take more than an hour in rush hour traffic. Heavy traffic not only adds time to your trip but also increases the risk of a crash.
Who Is Liable for Motor Vehicle Accidents in Andover?
Massachusetts is a no-fault state for car crashes. Every driver is required to carry mandatory minimums of auto insurance coverage, including $8,000 in personal injury protection (PIP).
Regardless of who caused the crash, you may file a claim with your own insurance company to recover compensation for your medical expenses and up to 75% of lost wages and replacement services, as stated by the Massachusetts Division of Insurance.
The problem with this system is that your medical bills could easily exceed $8,000. PIP will not cover all your lost income, pain and suffering, diminished earning capacity, and other losses.
You may be eligible to recover compensation from the driver who caused the accident after first going through your own insurance company, provided:
- The other driver was negligent; and
- Your medical expenses total more than $2,000; or
- You have suffered permanent effects from your injuries.
Andover Car Accident Lawyer Near Me 855-DiBella
What Constitutes Negligence in Car Accident Cases?
Negligence in car accidents is critical in personal injury law, as it forms the basis for many claims. It refers to the failure of a driver to exercise reasonable care while operating a vehicle, resulting in harm or injury to others.
The other driver may have been negligent in any number of ways, including:
- Failing to use turn signals
- Unsafe lane changes
- Running red lights or stop signs
- Failing to yield the right of way
- Driving under the influence of alcohol or drugs
- Fatigued driving
- Distracted driving
Your auto accident attorney will investigate the crash and review traffic laws to determine whether the at-fault party violated any rules. They will use all the available evidence to show how the at-fault party’s negligent actions caused you harm.
We've offered crucial support and guidance to individuals who have suffered injuries, ensuring their financial and emotional well-being.
What Types of Compensation Are Available in a Personal Injury Claim?
If you are eligible to file a claim against the driver who caused your collision, the compensatory damages you can claim will depend on the nature and severity of your injuries.
Common economic and non-economic damages in car accident cases include:
- Past and future medical expenses
- Lost wages or earning
- Loss of future earning capacity
- Scarring and disfigurement
- Permanent disability
- Pain and suffering
- Emotional distress
- Loss of consortium
An experienced accident lawyer will work diligently to include all applicable damages in your claim. They will also consider your long-term financial needs to ensure that your settlement or court award covers any potential future expenses resulting from your injuries.
Protect Your Interests Before Insurance Companies
After a serious car accident, you will be dealing with insurance adjusters, whether you file a claim with your own insurance company, against the other driver, or both. Insurance companies are in business for profit; the less they pay out in claims, the more profit they make.
Even your own insurance company could make a lowball settlement offer for much less than your auto accident claim is worth. Your best chance of recovering full and fair compensation is having an experienced attorney handle your claim.
An Andover lawyer is familiar with adjusters’ strategies and can effectively counter these. They will use all relevant evidence to build a convincing case showing the full extent of your injuries. If the insurance company refuses to settle on a fair amount, the case can be continued in court.
You Have a Limited Time to File a Personal Injury Lawsuit in Andover
Should you pursue legal action against the reckless driver, you have a limited period to act. Typically, in personal injury cases, the statute of limitations is three years from the date of the incident. However, exceptions may apply depending on the specifics of your case, so it’s advisable to consult an experienced attorney promptly.
Failing to file your lawsuit within the prescribed time limit can result in your case being dismissed, potentially preventing you from seeking compensation. The sooner you seek legal representation, the more time your motor vehicle accident lawyer will have to strengthen your case.
An Andover Car Accident Lawyer Will Help With Your Case
If you were involved in an auto accident, you should not deal with the legal aftermath without an Andover car accident lawyer. They will protect your rights throughout the claims process and help you recover maximum compensation.
DiBella Law Offices, P.C., has been successfully representing car accident victims for nearly two decades. Contact our law firm today to discuss your options for financial recovery.