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Dracut Car Accident Attorney

Driving in Dracut

People in Dracut are very dependent on their cars. There is more than one car for every person who lives in the city. About 72 percent of commuters drive to work alone every day and 8 percent carpool. The mean travel time to get to work is just over 28 minutes. It’s about 32 miles from Dracut to Boston, but the drive takes about an hour.

Dracut is the second most populated town in Massachusetts. Because of this population density, many people are often walking around and many cars are on the road. Thus, a higher risk of collisions exists for those living in or visiting Dracut.

Whether you are at work or out enjoying all the activities Dracut has to offer, such as the Museum of Printing or the Funtagious Fun Centre, your life can be changed in an instant if an accident happens. If another person is at fault for the accident, you deserve to have things made right. If you or someone you know has been in a car accident, DiBella Law Offices P.C. is here to help. Give us a call today at (978) 327-5140 and leave it in our hands to get you the compensation you deserve.

Fault and Compensation

Massachusetts is a “no-fault” state, meaning if you are in an auto accident in Dracut you must go through your own insurance company to receive compensation for an accident.

Can I Seek Compensation From the Negligent Driver’s Insurance Company?

You may be able to seek compensation from a negligent driver if your accident meets certain conditions. These conditions include negligence on the part of the other driver and you have more than $2,000 in medical expenses or have suffered permanent effects due to your injury.

How Does Insurance Work?

All registered drivers in Dracut, Massachusetts are required to carry a minimum car insurance policy, which includes personal injury protection. Personal injury protection provides medical coverage up to a certain limit so you can rest easy knowing that compensation will be recovered in any kind of auto accident, even if the other driver was not negligent or if you were the only person involved in the accident.

Of course, this may not be enough when serious injuries occur, and the coverage only applies to medical expenses. If you have been in a serious accident, you may need to pursue a claim against the other driver’s insurance company in order to fully cover the costs of your injuries and suffering.

What Happens If the Other Driver Does Not Have Insurance?

Although Dracut has specific and required auto insurance minimums that every driver must obtain if they want to register a vehicle, some drivers still may fail to meet these requirements. If you are unfortunately hit by an uninsured driver or a driver with a minimum policy, you could face difficulties covering your medical expenses. However, you have a way around this.

If you have minimum liability insurance, then make sure to ask your insurance company about uninsured and underinsured motorist coverage. These cover you if you are injured by a driver who does not have insurance or commits a hit and run. It also applies in situations where the driver does not have enough coverage to pay the full costs of the accident. These policies are designed to match your liability policy limits and can make your life significantly easier.

What Kind of Compensation Can I Pursue in Dracut?

If you have found yourself in a serious collision that can be pursued outside the no-fault system, you can seek compensation for various types of damages to make your life easier. These include costs related to medications, permanent injury, property damage, future medical costs related to your injury, lost wages and more.

What About the Statute of Limitations?

It is important to note that Dracut has a statute of limitations for car accident cases. This means that you have three years from the date of your crash to file a personal injury claim against the party at fault.

Get DiBella Law Offices P.C. on Your Side

Don’t fight this battle alone. We know how stressful and difficult it can be dealing with the aftermath of an accident. You don’t need the added stress of dealing with the claims process or not getting the compensation you deserve. Our talented Dracut injury attorneys guide you through the claims process and all that comes with it. We can handle the legal legwork for you.

We have 24/7 availability so give us a call today at (978) 327-5140 for a free consultation.