People often assume that rear-end collisions are minor accidents. However, there is a big difference between a fender bender and a rear-end accident. The injuries you sustain, the trauma of the accident, and your financial losses will be far greater when you are struck from behind.
Fortunately, when you have a trial-proven Boston rear-end accident lawyer from DiBella Law working for you, you can ensure the driver that hit you and other liable parties are held accountable. With a reputable Boston car accident attorney handling your claim, you can start to pick up the pieces of your life. Contact our legal team to request a 100% free consultation today and learn more about liability and rear-end collisions, the potential for financial relief, and what to expect after filing your claim with the insurance company.
Rear-End Accidents Are Common in Boston
If you or someone you love was injured in a rear-end accident, a Boston personal injury lawyer can help you. Turn to a reputable rear-end accident lawyer in Boston with DiBella Law for the legal support and guidance you need during some of the most challenging times in your life. In doing so, we may be able to identify traffic patterns and reduce the number of collisions and injuries.
The number of rear-end collisions that occur in Boston is not surprising, given how congested roads within the heart of the city can be at virtually any time of day. In fact, according to the FFY 2023 Massachusetts Highway Safety Plan by the Commonwealth of Massachusetts Executive Office of Public Safety and Security Office of Grants and Research, there were 2 fatal rear-end accidents in Boston alone and 19 fatal distracted driving rear-end accidents across the state. Many of these accidents have been considered minor.
However, others likely resulted in serious bodily injury or, in some cases, perhaps even death. There were 111 fatalities related to car accidents in Boston in 2023. With injuries and fatalities being as high as they are within the city, it is important to examine this data carefully.
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Common Injuries Seen in Rear-End Collisions
Injuries in rear-end accidents can be wide-ranging. In some cases, victims will suffer minor injuries that resolve quickly enough and leave no lasting damage. However, other rear-end accident victims endure severe injuries that continue to affect their lives years after the collision.
No matter which situation you relate to, you may have concerns that your injuries are not severe enough to pursue a claim. However, if you have suffered a traumatic brain injury, a brain injury lawyer can help you seek compensation. LIkewise, if you suffered a spinal cord injury, neck injury, back injury, whiplash, organ damage or failure, or internal bleeding as a result of a rear-end accident, you may have the right to compensation. It is not necessarily the type of injury you are diagnosed with but the extent to which your injuries have impacted your life.
The elements of negligence must be clear for your rear-end accident claim to be successful, as described by Instruction 3180 Negligence. These elements include duty of care, breach of duty, causation, and damages. Nowhere does it say that your injuries must be life-threatening or near-fatal to warrant legal action.
How to Handle Your Rear-End Accident Insurance Claim
Massachusetts follows no-fault insurance laws according to the Division of Insurance. When you are involved in a rear-end collision, you will likely start your case by filing a claim against your personal auto insurance policy. All motorists are required to carry auto insurance coverage per General Law – Part I, Title XXII, Chapter 175, §228 at the following mandatory minimum types and amounts of coverage:
- $20,000 per person and $40,000 per accident in bodily injury liability coverage
- $8,000 in personal injury protection (PIP) coverage
- $5,000 per accident in property damage liability coverage
- $20,000 per person and $40,000 per accident in uninsured motorist bodily injury liability coverage
You may believe that dealing with your own insurance company means that it will be easier to recover the compensation you deserve. However, do not be surprised if the insurance company does not settle your claim immediately after it has been filed. Your insurance settlement will be based on how much coverage you carry, so your payout may not fully cover your damages.
We've offered crucial support and guidance to individuals who have suffered injuries, ensuring their financial and emotional well-being.
Not All Damages Are Recoverable from an Insurance Settlement
You might have hoped to avoid going to trial, but this is not always possible. Your rear-end accident attorney in Boston will be responsible for helping you get the most out of your claim. While filing a claim with the insurance company will help you recover a portion of your damages, not every loss will be covered by your insurer. Typically, insurance companies only offer compensation for medical bills and property damages, but they do not cover:
- Emotional distress
- Loss of income
- Feelings of shame or embarrassment
- Permanent disability or disfigurement
- Loss of future potential earnings
- Reduced quality of life
- Feelings of indignity or fear
- Damage to your personal or professional reputation
- Credit score damage
- Personal property damages
These types of losses include a variety of economic and non-economic damages. While insurance is only responsible for paying for your covered losses, when you bring your rear-end collision case to trial, you can demand full reimbursement for every other loss. You can learn more about how much your case is valued when we go over the details of your crash and injuries during your free consultation.
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The Following Driver May Not Always Be Liable
It is easy to assume the driver who strikes you from behind is at fault. However, it is worth noting that this is not always the case. Depending on how your accident occurred, the driver that hit you may not have been able to stop due to a mechanical malfunction or dangerous road conditions.
It is also possible the driver that hit you did so via a second-impact collision as part of a multi-vehicle crash. In cases like these, liability may be more challenging to establish. Enlist the services of a respected rear-end accident attorney in Boston to get answers and fight for the compensation that is rightfully yours.
Meet with a Reputable Boston Rear-End Accident Attorney Today
You may be unsure whether pursuing a legal claim is in your best interests. With rear-end collisions, it is not unusual for injury victims to worry that their cases will not be taken seriously. However, when you have a top-rated Boston rear-end accident lawyer from DiBella Law handling your claim, you can rest easier knowing the insurance company and liable party will know you mean business.
You should not be forced to pay for even one cent of your expenses when someone else is at fault. Demand full and fair compensation for your losses and suffering. Connect with our team as soon as today by completing our convenient contact form or calling our office to schedule your free, no-obligation consultation.
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