Boston UI/UIM Accident Lawyer
Being hit by an uninsured or underinsured driver can leave you facing unexpected expenses and an uncertain future. That’s where DiBella Law Injury and Accident Lawyers comes in. Massachusetts law requires drivers to carry insurance for these types of scenarios, and our Boston UI/UIM accident lawyers can help you seek fair compensation from your insurer.
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Reviewed by: Christopher DiBella
October 3, 2025
On This Page
- Why Choose DiBella Law for Your UI/UIM Claim in Boston?
- What Is Uninsured and Underinsured Motorist Coverage?
- How Can a Lawyer Help With a UI/UIM Claim?
- How Do I File a UI/UIM Claim in Boston?
- What Compensation Can I Recover From My UI/UIM Claim?
- FAQs About UI/UIM Claims in Boston
- How Can I Contact DiBella Law for My UI/UIM Claim?
- If the driver who hit you doesn’t have enough insurance to cover your damages, you may file a claim with your UI/UIM insurance.
- UI/UIM insurance covers any losses the at-fault driver’s policy should have covered, including medical expenses, lost wages, and pain and suffering.
- Our legal team is here to help you seek the maximum compensation available after a crash with an uninsured or underinsured driver.
Why Choose DiBella Law for Your UI/UIM Claim in Boston?
The lawyer you choose to represent you after an accident with an uninsured or underinsured driver can make a major difference in your case’s outcome. Our law firm offers the local knowledge, proven results, and client-focused service you need during this difficult time.
Committed to Serving Our Community
Our team lives and works alongside the people we serve. From our office on Massachusetts Avenue, we are familiar with local traffic patterns, court systems, and insurance adjusters. We’re proud to stand with our clients during the challenging aftermath of a serious accident, and this commitment is reflected in the quality of our representation.
The DiBella Law Difference
After a car crash, you deserve a firm that puts its promises in writing. The DiBella Difference Guarantee means you’ll pay nothing for our services unless we win your case. We even give you 30 days to “test drive” our services—if you’re not satisfied, you can walk away with no financial obligation. We’ll also meet you where it’s most convenient, whether that’s your home, your hospital room, or our Boston office location.
Trusted Personal Insight
Founding attorney Chris DiBella knows from experience how car crashes affect victims and their loved ones. His brother was seriously injured in a collision when he was young. Years later, Chris was rear-ended with his own children in the car.
This background gives him a deeper understanding of the pain, uncertainty, and financial strain clients face. He draws from those experiences to bring empathy and determination to every case.
A Reputation for Success
Chris has been representing accident victims in Boston and beyond for over 20 years. In that time, he’s received many professional awards and recognitions, including a 10.0 Superb Avvo rating. He received Super Lawyers recognition each year from 2020 to 2025 and was named among the Top 10 Personal Injury Attorneys in Massachusetts by The National Academy of Personal Injury Attorneys.
Custom Legal Solutions
No two cases are alike, and neither are our strategies. We listen carefully to how your injuries affect all aspects of your life, then build a case based on your unique needs. Our firm also uses the latest technology—including Zoom calls, a mobile app, and an online pain chart—to make staying connected simple.
Client-Centered Representation
We provide aggressive legal representation without losing sight of the human behind the case. Our Boston car accident attorneys put your interests first and always answer your questions promptly. We’re here to handle each step of the legal process on your behalf so you can focus on recovering and moving forward.
Case Results You Can Count On
We don’t back down when insurers push us to settle for less than you deserve. We strive to recover maximum compensation that covers the full scope of your losses. This approach allowed us to achieve these auto accident case results:
- $2.6 million – Pedestrian struck by a commercial truck while crossing the street, resulting in a traumatic brain injury and multiple broken bones.
- $2.1 million – Hit-and-run pedestrian accident causing multiple fractures and internal bleeding.
- $900,000 – 51-year-old woman struck and dragged by a motor vehicle, sustaining serious injuries.
- $250,000 – Pedestrian injured in a nighttime accident on Cambridge street.
- $190,000 – Dram shop case involving a head-on collision that caused one fatality and injuries to a passenger.
“I have been limited in my normal activities due to a shoulder injury from a car accident 3 years ago. It was nice and easy to get financial compensation for my inconvenience. I was able to concentrate on my physical therapy and getting back to a normal routine. Dibella Law Injury and Accident Lawyers did all the work. Thank you, I’m very glad to have you on my side. Sincerely, Linda C. Salisbury MA.” – Linda Croteau
What Is Uninsured and Underinsured Motorist Coverage?
Uninsured motorist and underinsured motorist coverage, also known as UI/UIM, are parts of your auto insurance policy that protect you from insurance gaps in an accident with another driver.
Uninsured Motorist Coverage
Massachusetts law requires at least $25,000 per person and $50,000 per accident in UI coverage. This coverage pays for your losses if you get into a crash involving an unidentified driver or an at-fault driver who does not have auto insurance.
If you get into an accident with no insurance, the other driver’s UI coverage might protect you from being responsible for their damages.
Underinsured Motorist Coverage
UIM coverage is optional but strongly recommended. It provides extra protection if the at-fault driver has insurance but not enough to cover the full cost of your damages.
For example, imagine your losses total $100,000 and the other driver only carries $25,000 in liability coverage. In that case, your UIM policy can step in to cover the remaining $75,000 so you’re not left paying out of pocket.
How Can a Lawyer Help With a UI/UIM Claim?
UI/UIM claims often involve different layers of insurance, and figuring out how each policy applies can be challenging. Our uninsured motorist lawyers in Boston can handle the legal burden while you focus on your health. We can interpret the fine print, explain how your coverage works, and protect you from insurance tactics designed to minimize your payout.
Our firm guides clients through every stage of the UI/UIM claims process. When you turn to us after a crash, we’ll review your policy, calculate your damages, file the appropriate paperwork, and negotiate with the insurance company on your behalf. If the insurance company denies your claim or refuses to make a fair offer, we may file a lawsuit to pursue maximum compensation.
“I Michael Letourneau was involved in a car accident. I found Chris Dibella searching online and when I called and spoke with him he was very pleasant and forth going so I decided to hire him in his firm. Chris and his friend did an amazing job helping me you never failed me once always got back to me called me right away or emailed me it represented me very well and I was very pleased and I would recommend Chris and his firm to anybody that needs help in the similar situation” – Michael Letourneau
How Do I File a UI/UIM Claim in Boston?
Here’s how to file and pursue a UI/UIM claim after a car accident in Boston:
- Contact a personal injury lawyer. Our attorneys can review your policy, explain your coverage for injuries in an accident with an uninsured driver, and guide you through your next steps.
- Notify your insurance company. We’ll determine which insurance policies should cover your damages. Our team will then help you report the accident and file a UI/UIM claim with your insurer.
- Provide documentation. This includes the police report, medical records, bills, and other evidence that supports your claim.
- Respond to insurer requests. If the company asks for statements or medical exams, we’ll handle communications and protect your rights.
- Negotiate a settlement. Our Boston personal injury lawyers will represent you in negotiations and seek a fair settlement that reflects all of your losses.
“DiBella Law – Chris and team take an amazing approach to protecting their clients rights and providing them peace of mind when they have been injured of no fault of their own. This is a firm that really cares and knows how to get results. You’re in great hands, if you’re working with DiBella Law.” – Jeffrey Katz
What Compensation Can I Recover From My UI/UIM Claim?
A UI/UIM claim is designed to cover the same types of losses you would have sought from the at-fault driver if they had enough insurance. Depending on your circumstances, your compensation may include economic and non-economic damages, such as:
- Past and future medical expenses
- Lost wages for the work you missed due to your initial injuries
- Lost earning capacity due to your injury’s long-term effects on your ability to work
- Disability-related expenses, including home modifications and in-home care
- Emotional distress
- Physical pain and suffering
“Chris and his team were very attentive to all my concerns. They answered any questions I had and treated my case as if it was their top priority. I’m glad I chose DiBella Law and am very happy with my result! I would recommend DiBella Law to anyone in need of injury legal services.” -Patsy Grailich
We’ve offered crucial support and guidance to individuals who have suffered injuries, ensuring their financial and emotional well-being.
FAQs About UI/UIM Claims in Boston
We answer common questions from people facing Boston UI/UIM claims below.
How Much Does It Cost To Hire a Boston Uninsured Motorist Accident Attorney?
It costs nothing up front to hire a Boston uninsured motorist accident attorney at our firm. We represent clients on a contingency fee basis, meaning you only pay if we recover compensation for you.
How Long Do I Have To File a UI/UIM Claim in Boston?
In most cases, you have three years from the date of the crash to file a UI/UIM claim in Massachusetts. Certain circumstances can extend this deadline, but it’s best to contact us as soon as possible to avoid losing your right to compensation.
What Happens if My UI/UIM Claim is Denied?
You can challenge the insurance company’s decision if your UI/UIM claim is denied. This may involve requesting a formal review, filing an appeal, or suing the insurer. Our Boston UI/UIM accident attorneys can review your case and help you determine what to do next.
What Happens if the Other Driver Flees the Scene?
If the at-fault driver flees the scene, your uninsured motorist coverage can step in to pay for your losses. This coverage is mandatory in Massachusetts, which means you’re protected in hit and run accidents even when you cannot identify the driver.
Does My UI/UIM Coverage Apply if I Was a Passenger?
Yes. Your UI/UIM coverage may apply if you were a passenger in someone else’s vehicle during the crash. If you don’t have auto insurance, the driver’s UI/UIM coverage may pay for your losses.
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How Can I Contact DiBella Law for My UI/UIM Claim?
UI/UIM insurance can provide critical protection after a crash, but the insurer may be hesitant to pay what your case is worth. Attorney Chris DiBella and his team handle these claims every day, and we’re ready to help you seek the compensation you deserve.
Our Boston UI/UIM accident lawyers can meet you where you’re most comfortable, whether that’s in your home, your hospital room, or our office in Boston. We also have office locations in Methuen, Burlington, Andover, and Portsmouth for added convenience. Contact us online or call 855-342-3552 (855-DiBella) to start moving forward with a free case evaluation.
“Attorney Chris DiBella is one of the most genuine attorneys that I have ever encountered. He is very down to earth and truly cares about his clients” – Leanne Psiras
