Do I Have to Accept the Insurance Company’s First Settlement Offer – Why Is It So Low?

Should you accept the insurance company’s first settlement offer? The answer is no.

You never accept that first offer. It’s low because insurance companies are businesses and they’re trying to maximize their profits.

They know most people don’t understand their case value, and they’re hoping that you have financial pressures that’s making you settle quick and cheap.

The first offers, they often don’t account for future medical needs, your full wage losses, or even fair pain and suffering compensation. They’re betting you don’t even know better and can’t afford to wait. Studies show that represented clients get three to four times more than those who settle alone.

That first offer is just their starting point. It’s not their limit. We know what cases are really worth, and we know how to negotiate.

Let us counter with real the value of your claim.