Driving in Medford, Massachusetts
Cars are pretty important for people in Medford. In fact, almost 64 percent of the households in Medford have two or more cars. The average commute is over 31 minutes and over 25 percent of commuters drive over 45 minutes to get to work. About 57 percent of Medford’s commuters drive to work alone and almost nine percent of them carpool. It’s only about five and a half miles from Medford to Boston, and it takes 12 minutes or longer to make the trip along I-93 South.
Medford is located along the Mystic River and is just a five-mile drive from downtown Boston. Medford is home to many college students who attend Tufts University, meaning a high number of inexperienced drivers are on the roads. Medford is also a very popular area for bicyclists, making it a risky place for both drivers and pedestrians.
Accidents happen, but if another person is responsible for your injury, you deserve compensation. Give DiBella Law Office P.C. a call today at (978) 327-5140, so our talented Medford car accident lawyers can help you get the compensation you deserve.
Fault and Compensation
Medford, Massachusetts operates on a no-fault system, which means that if you are in an accident, you can file a claim against your own insurance provider to receive compensation for your injuries. Fault does not lie with either party and everyone involved in the accident is able to get compensation for their injuries.
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How Does Insurance Work?
All drivers who wish to register a car must carry a minimum car insurance policy that includes personal injury protection coverage. Personal injury protection provides medical coverage up to a certain limit and can be received after an accident, even if the other driver was not negligent, or if yours was the only car involved in the accident. This ensures that no matter the type of accident, you are able to receive compensation for any injuries that may occur.
We've offered crucial support and guidance to individuals who have suffered injuries, ensuring their financial and emotional well-being.
Can I Seek Compensation From the Negligent Driver’s Insurance?
If you are in a serious accident where the other driver was negligent and you incur more than $2,000 worth of medical expenses, you may be able to claim against the other driver’s insurance. However, you must first go through your own insurance company to receive compensation even if the other driver was negligent. Afterwards, if you meet the conditions described above, you may have an additional claim against the other driver.
What Type of Compensation Can Be Pursued in Medford?
If your claim meets the conditions to be pursued outside of the no-fault system, then compensation for several types of damages can be pursued. It is a good idea to talk to one of our attorneys about your situation, and what the best type of damages to pursue would be. Some options include property damage, lost wages, medical bills, costs of future medical expenses related to your injury and more.
What Happens If the Other Driver Does Not Have Insurance?
If you are in the unfortunate situation of having been in an accident with a driver who does not have insurance or has let their policy lapse, you may find it difficult to cover your medical expenses.
If you have minimum liability insurance, then your insurance company is also required to provide you with uninsured and underinsured motorist coverage. These policies are designed to match your normal liability insurance minimums and apply in situations where you are injured by a driver who does not have insurance or who leaves the scene of the accident, or where the other driver does not have enough coverage to pay for the full costs of your accident.
What If I Contributed to the Medford Car Accident?
Medford follows the concept of “modified comparative negligence.” This means that you are only eligible for compensation if you are less than 51% responsible for your own injury. A jury is also able to reduce your monetary compensation by the amount you are at fault. That is, if the jury determines that you are 15% at fault, they may reduce your award by 15%.
What Difference Does an Attorney Make?
You may be facing resistance from your insurance provider, or you may have a legitimate car accident claim but not know where to start. This is where the team at DiBella Law Offices P.C. makes a difference. Whether you are filing a claim with your own insurance company or that of a negligent driver, strong legal representation makes a huge difference in receiving the compensation you need for your injuries. We are available 24/7 with a team of experienced Medford injury attorneys who are here to make a winning difference in your life.
Give us a call today at (978) 327-5140 for a free consultation.