The answer is yes. Commercial buses and tour companies must carry much higher insurance than regular vehicles. Federal and state law requires interstate buses to carry certain levels of liability coverage. Massachusetts requires commercial vehicles carrying passengers for hire to have substantial coverage. Also, school buses have special requirements. Tour buses that cross state lines need federal operating authority with proof of insurance. This higher coverage is good news for injury victims.
The more insurance means better ability to compensate serious injuries. But these companies also have aggressive legal teams. They’ll try to blame passengers, other drivers, road conditions, anything to avoid paying. Having an experienced attorney levels the playing field against all their resources.